WinnCompanies is committed to supporting your financial well-being — today and tomorrow. The WinnCompanies 401(k) Savings Plan with Fidelity helps you prepare for retirement by offering an easy, tax-advantaged way to save for your future financial needs.
You are automatically enrolled at a contribution rate of 4% after one month of employment if no action is taken on your part. You may change your contributions or opt out at any time by contacting Fidelity at 1-800-835-5097 or logging in to your Fidelity NetBenefits® account online.
Use the contribution calculator on the Fidelity NetBenefits website to calculate how much more you could accumulate in your 401(k) account over time by increasing the amount that you contribute from each paycheck. Even 1% more from your pay could make a big difference!
of 50% of your contributions, up to 3% of your earnings.
in all contributions from you and the company.
investment growth on pre-tax contributions.
on Roth post-tax contributions, if you meet certain criteria.
from a wide range of investment options.
save for your future through convenient payroll deductions.
Fidelity NetBenefits® is your one-stop online resource, designed so you can quickly and easily set up, monitor, and manage your retirement account.
Already established a username and password with Fidelity?
If so, you can use the same login information (username and password) from those accounts to access Fidelity NetBenefits. If you have forgotten your login information, click the Login Help link.
Visit the Fidelity NetBenefits website to conveniently manage your plan account:
You may contribute between 1% and 70% of your eligible pay to your plan account, up to annual IRS limits. In 2023, the IRS limits allow you to contribute up to:
These limits include your pre-tax contributions, Roth post-tax contributions, or a combination of both. What’s the difference between pre-tax and Roth post-tax contributions?
It’s not too late to make up for lost time. If you’ll be 50 or older this year, take advantage of the opportunity to contribute up to an additional $7,500 in 2023.
To support your retirement saving efforts, WinnCompanies matches 50% of your contributions to the plan when you contribute up to 6% of your eligible earnings, for a company contribution amount that equals up to 3% of your eligible earnings each paycheck.
Here’s how the company match works:
Are you making your money work as hard as you do? Try to contribute at least 6% to take full advantage of the match — otherwise, you’re saying “no thanks” to free money.
Vesting is another way of saying “how much of the money is yours to keep if you leave the company.” You are always 100% vested in your own contributions and company matching contributions, including any investment gains and losses on the money.
It's important to designate a beneficiary to receive the value of your 401(k) account in the event you die before beginning to receive your benefit. As personal circumstances change, be sure to keep that information up-to-date. Visit the Fidelity NetBenefits website to add or change a beneficiary.
For more information, visit the Employee Resources page on Winntranet to see the detailed plan certificate.
Before investing, carefully consider the funds’ or investment options’ objectives, risks, charges, and expenses. Call 1-800-835-5097 for a prospectus and, if available, a summary prospectus, or an offering circular containing this and other information. Please read them carefully. Investing involves risk, including the risk of loss.